Need to sell your house fast in Shorewood? We buy houses in Shorewood, Excelsior and Tonka Bay as-is. A house near Water Street and a Tonka Bay lake home need different sale checklists. Ryan can compare cash, listing, creative terms or keeping your home before you pay for a renovation.
Cash, listing, creative terms or a refinance. Ryan walks you through all four and tells you which one he'd pick in your shoes.
Path 2 Ryan lists your house on NorthstarMLS through Coldwell Banker Realty. On the open market, it usually nets more than a cash sale.
Downside: Takes longer, needs some prep
See how it works
Path 1 Sell to us as is. Close in 7 to 14 days with no commissions, repairs or closing costs.
Downside: Below market value
See how it works
Path 3 We take over the payments on a loan that stays in your name (subject to), or use seller financing or a contract for deed. You keep equity and get out from under the payments.
Downside: More complex
See how it works
Path 4 If the problem is temporary, a refinance can let you keep the house with a payment you can handle.
Downside: You have to qualify
See how it worksHere is one local thing to check before you sell. You do not have to sort it all out alone. Ryan can walk you through your choices.
Tonka Bay has a sewer-check process before closing. Some designated Excelsior buildings need outside-work review. Shorewood has its own city services. Start with your address, not a general lake-area checklist.
Before taking a discount for a supposed building limit, ask which rule applies to the parcel and proposal. Separate verified restrictions from a buyer’s preferred renovation.
Excelsior requires site-alteration review for covered changes to designated Heritage Preservation Sites and buildings in its downtown historic district. Confirm the designation and proposed work before ordering exterior materials.
Excelsior: site-alteration permits · Tonka Bay: sewer information for sellers · Shorewood: utility billing
Sources checked . Ask the linked office about current rules and help programs.
For a lake-area property, also check the survey and proposed work with the correct city. A neighbor’s addition is not approval for yours.
Fix it or sell it as-is?For an inherited south-shore home, save lake-access documents and past permits. Check the city and any historic designation before hiring for outside work; Tonka Bay’s sewer process is a separate closing task.
Help with an inherited houseTell us the address and how to reach you. Ryan will help you compare your choices and explain our offer. If listing or keeping the house makes more sense, we’ll say so.
No pressure. No obligation to sell.
Want to look into it yourself? The tools below are here if you need them.
You can read everything below, or choose a starting point. No email or phone number needed.
You do not have to decide today. Compare what you would keep, the work each path asks of you and whether staying would serve you better.
Compare the four pathsArea guidance for Shorewood, Excelsior & Tonka Bay. Add a property record below for an address-specific checklist.
The checklist is preparation advice, not a property valuation, legal deadline or confirmation that a requirement applies to your home. Public records can be incomplete; verify them with your documents and the issuing office.
Your choices stay in this tab. The download is an HTML document you can open and print or save as PDF. Your address is excluded unless you select it above.
The charts below combine Shorewood, Excelsior & Tonka Bay. This table keeps each city separate. A newer home in one town is not a repair checklist for your home in another.
| City | Property records | Median year built | Built before 1980 |
|---|---|---|---|
| Shorewood | 2,927 | 1988 | 39% |
| Excelsior | 598 | 1957 | 69% |
| Tonka Bay | 613 | 1978 | 51% |
Year figures use records with a valid construction year. Combined medians come from the underlying property records, not an average of city medians. For your own taxes and condition, use the address lookup.
Find available building facts, recorded transfers, tax context and a parcel outline. Minneapolis addresses can also show permit and zoning records. Confirm the address and unit before opening a report.
Start typing and choose an address suggestion; we will select its county. You can also type an address manually. Confirm the property and unit from the county matches. Covers all seven Twin Cities metro counties.
Records can be incomplete or delayed. No matching record does not establish that a property, permit, or improvement does not exist.
Have an offer in hand? Compare two written offers, including costs and cancellation terms. A bigger price is only part of the decision.
Explore Shorewood, Excelsior & Tonka Bay housing-development records from 2021–2025. Use the locations to check what is nearby, then compare the kind of home you own. The map shows houses, townhomes and 2–4-unit buildings; permits do not confirm that a home is completed or for sale.
Coverage for Shorewood, Excelsior & Tonka Bay: This annual map shows new housing. For repairs and ordinary remodeling, check your address with your local permit office. Ordinary repairs are not comprehensively covered. Larger buildings are excluded here because the source does not distinguish condos from other ownership types.
These headline figures combine all 3 cities. Compare your city below, then choose it in the five-year map to see the individual locations.
| City | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Shorewood | 29 | 10 | 7 | 20 | 24 |
| Excelsior | 2 | 6 | 3 | 2 | 0 |
| Tonka Bay | 4 | 4 | 5 | 7 | 8 |
A permit record can represent several homes. Zero means no matching record in this source and period; it does not prove that no work occurred.
32 of 32 new-housing records have map coordinates. Points can overlap; open a record to see how many homes it represents. These are permit locations, not active listings or completed homes.
24 detached houses. Homes in this view: 10% above 2024 (29).
We would compare your home with similar existing homes first. New detached homes can help explain the choices buyers see, but their condition, size and builder incentives may make them a poor direct price comparison. Permits describe construction activity; they do not measure buyer demand or predict your sale price.
Search Shorewood, Excelsior & Tonka Bay records by year, housing type and work. The default view covers houses, townhomes and 2–4-unit buildings. Choose “All building types” only if you want the broader construction context. All five years are available, including years with no matches. Select a map marker or a list entry to inspect a record. A map cluster counts records, not homes.
| Year | New homes | Homes removed | Major remodel records |
|---|---|---|---|
| 2021 | 35 | 11 | 1 |
| 2022 | 20 | 11 | 2 |
| 2023 | 15 | 18 | 5 |
| 2024 | 78 | 17 | 9 |
| 2025 | 37 | 20 | 4 |
This annual map shows new housing. For repairs and ordinary remodeling, check your address with your local permit office. Met Council surveys communities annually and can revise older records. The latest year present in the service is 2025. Its catalog description still references 2024; treat the newer records as subject to revision, not a confirmed finalized release.
New homes use source code NU; removals use RM. Major remodels use RE, defined by the source as over $1 million, so ordinary remodeling is excluded. Conversions and moved homes remain available in the explorer and CSV; this table is not a net housing-stock calculation. A record can represent multiple homes. City totals join the source's municipality name; county totals use its county code, including only the seven-county metro portion of a city.
Retrieved Oct 4, 2026. Regional catalog modified Jun 25, 2026; that date is not the date of every permit. Permit API · Survey methodology · Official boundaries.
County context from FHFA's annual single-family house-price index. This is not a city price estimate or a forecast for your property. Cross-county cities show each county separately.
+3.01% annual change. 65.1% cumulative change since 2015.
| Year | Index | Annual change |
|---|---|---|
| 2015 | 100.0 | 3.36% |
| 2016 | 105.0 | 4.99% |
| 2017 | 111.9 | 6.54% |
| 2018 | 118.8 | 6.23% |
| 2019 | 123.6 | 4.03% |
| 2020 | 127.2 | 2.91% |
| 2021 | 138.1 | 8.53% |
| 2022 | 152.3 | 10.34% |
| 2023 | 156.1 | 2.47% |
| 2024 | 160.3 | 2.69% |
| 2025 | 165.1 | 3.01% |
If your estimate comes from a sale several years ago, ask for recent comparable properties. A county average cannot tell you how your home's condition, street or improvements changed its value. A slower positive rate still means the index rose; it does not mean prices fell.
FHFA source updated Mar 31, 2026; retrieved Oct 4, 2026. Developmental all-transactions series, not seasonally adjusted or inflation adjusted. It uses repeat transactions, including sales and refinance appraisals for qualifying Fannie Mae/Freddie Mac mortgages; it excludes some property types and financing channels. Values can be revised. We do not substitute nearby data for missing years or multiply this index by your property value.
Official FHFA county workbook · FHFA local-index methodology and limitations · Bogin, Doerner & Larson, Local House Price Dynamics.
Before you put money into the house—or take money off the price—here is how we would use the local records. You do not need to study every chart to get something useful out of them.
The local fact: 45% of 4,127 residential records with a construction year were built before 1980. The median construction year is 1985.
We would compare your home with houses of a similar age, type and condition before spending on upgrades. A builder’s model home is not your to-do list. If the house is sound and you have time, compare listing it as it sits with paying for improvements.
Sort repairs from sale preparationThe local fact: 32 houses, townhomes and units in 2–4-unit buildings permitted in 2025; 29 in 2024. These are homes in permit records, not confirmed completions or homes for sale.
Of those 32 new homes, 24 were detached houses. If there is a new development near you, we would look at its prices and incentives alongside recent sales of similar existing homes. A permit tells us where to look; it doesn't tell us what your house is worth.
See the locations and housing typesYou do not need to know the interest portion of your mortgage. Start with the payment you make, your utilities and any bills you pay separately.
The budget below shows the cash you would need for a longer sale. Some of your mortgage payment pays down the loan; it is not all money lost. We would compare the eventual loan payoff and selling costs before saying a faster offer leaves you better off.
Plan with the bills you already knowOwn a condo? We would start with comparable units, HOA costs and assessments. This permit feed does not identify condo ownership. These are our interpretations, not an appraisal or an inspection of your home. Check the source dates and limits. If the best answer is to keep your home, we want that on the table too.
Compare all four paths with advice from someone outside the transaction. These are the three closest geocoded Minnesota offices in HUD's housing-counseling directory to the center of Shorewood, Excelsior & Tonka Bay, not a claim about their service area or eligibility.
100 5th Ave E, Shakopee, MN, 55379-5585
952-402-9022 · approximately 9 miles from the area center
Face to Face Counseling,Group Counseling,Internet Counseling,Phone Counseling,Video Conference. Ask about mortgage help, repairs, fees, language availability and your location.
7101 Northland Cir N, Brooklyn Park, MN, 55428-1525
952-697-1303 · approximately 15 miles from the area center
Face to Face Counseling,Group Counseling,Phone Counseling,Video Conference. Ask about mortgage help, repairs, fees, language availability and your location.
2121 Plymouth Ave N, Minneapolis, MN, 55411-3750
612-877-4182 · approximately 15 miles from the area center
Face to Face Counseling,Group Counseling,Phone Counseling,Video Conference. Ask about mortgage help, repairs, fees, language availability and your location.
Directory checked Oct 4, 2026. HUD does not provide a record update date in this response. Verify services or search all HUD-listed agencies · Minnesota Homeownership Center.
Explore Minnesota Housing repair programs · Check official property-tax refund information. Program rules and funding determine eligibility; a nearby office or older home alone does not qualify you.
We check these public sources monthly and automatically publish updates that pass coverage and consistency checks. Annual charts advance when the issuing agency releases a new year; a retrieval date does not make an older source current. If a source fails validation, the last verified snapshot remains visible. Housing and tax figures are calculated from MetroGIS's county parcel exports dated Jul 13, 2026, retrieved Oct 4, 2026. These are property-record snapshots, not a live listing feed, appraisal, cash offer, or complete sales history. The tax field is reported as supplied; tax year is not supplied by this source.
We count each county parcel ID once, exclude vacant land and selected non-residential classifications, and calculate each measure only from valid values. Median tax uses 4,138 positive recorded amounts. Year-built figures use 4,127 valid years from 1800 through 2026. Medians and percentages are withheld below 10 observations. County classification and reporting practices differ, so comparisons across counties require care.
For your decision: confirm your own tax bill, compare similar homes, review improvement records, and ask the city which inspections or approvals apply. A permit record or zoning designation alone does not establish legal use, completed work, or development rights.
Take the next step at your pace: compare all four paths and download your decision brief. No email required.
For an Excelsior house, find out whether it is designated or within the downtown historic district before planning exterior changes.
For a lake-area property, also check the survey and proposed work with the correct city. A neighbor’s addition is not approval for yours.
Ryan can compare the home as it stands with targeted repairs and cash. You should not pay for a major project before knowing whether it helps your sale.
Highway 7, County Road 19 and the local roads connect these south-shore communities. Confirm the actual city first. Excelsior’s historic review, Tonka Bay’s sewer information and Shorewood’s utility questions are separate checks. Keep the survey, permits and lake-access documents together. A shared postal name or a short drive across the city line does not make the rules identical.
Compare an older Excelsior two story with homes that share its layout, lot and location before using a new lake home as a standard. In Tonka Bay, distinguish the existing house from a buyer’s proposed rebuild. Shorewood homes also need comparisons based on their actual lot, access and condition.
A lake view, owned frontage and a recorded access right are different features. Do not assume an older foundation or window must be replaced without looking at it. We would compare targeted work with an as-is listing, and make any cash-offer deductions specific enough to check.
No runaround. You can check every line of our offer.
Fill out the short form or call Ryan. No long questionnaire, no pressure.
Takes 2 minutesHe sets a time that works for you. Jordan prices the repairs so the number is real.
Walkthrough the next dayYou get a cash offer within 2–3 days of the walkthrough, plus your listing, creative and refi options. You pick.
Close in 7 to 14 daysNo obligation. Once the numbers are in front of you, Ryan will tell you if you shouldn't sell to us.
How selling to us stacks up against a typical wholesaler and a regular listing.
| What you get | 3 Brothers Buy Houses Local buyer and licensed agent | Typical wholesaler | Traditional listing |
|---|---|---|---|
| Time to close | 7 to 14 days (cash) | 7 to 30 days | 60 to 90 days |
| Repairs you have to make | None | None | Usually some |
| Agent commissions | $0 on cash sales | $0 | Negotiated commission |
| Offer drops after the walkthrough | No, we price repairs first | Common | The buyer's inspection can reopen the price |
| Licensed MN agent you deal with directly | Yes, Ryan Quade #40924708 | Usually no | Yes |
| Shows the offer math | Yes, every line | Rarely | Doesn't apply |
| Handles Medicaid and tax liens | Yes, at closing | Sometimes | You have to clear them |
| Buys with tenants in place | Yes | Sometimes | Hard to show |
| Tells you when not to sell to them | Yes, every time | No | Doesn't apply |
| Might assign your contract to another buyer | Sometimes, if the agreement allows it | Usually, and they don't always tell you up front | Doesn't apply |
Listing with Ryan is one of our four paths. When it nets you more, he'll say so.
All three of us have bought houses, sold houses and owned rentals on our own. Now we do it together. You get straight answers on every option, even when the best one isn't selling to us.
We serve Minneapolis and surrounding areas, and all three of us own homes in the city. Out here, we walk every house ourselves. If you want to sell your house fast in Minneapolis, it works the same way. No call center and no buying team from out of state.
Age alone does not decide it. Ask the city whether the property is designated or in the downtown historic district and whether the proposed work needs a site-alteration permit. Do that before ordering materials.
No. Confirm the municipality, utilities and property status. Tonka Bay’s sewer process and Excelsior’s historic review answer different questions; Shorewood has its own requirements and services.
It deserves a careful comparison, but there is no automatic answer. Verify the access rights, look at comparable homes and subtract realistic sale costs and needed work. Then compare that estimate with a written cash offer and your timing.
Yes. Ryan can compare a written cash offer with a listing estimate, including likely costs and timing. If keeping the home or another approach may work better, bring that into the conversation too. You do not have to choose a path before calling.
No. Show us the property and any reports or estimates you already have. We can discuss buying in its current condition. Any required city work and approved transfer arrangement still need to be included in the plan.
Sometimes. The estate attorney and title professional must confirm who can sign, any restrictions and required approvals. Probate venue generally depends on the deceased person’s residence and the estate’s circumstances, not simply the property’s location.
Enter the address in the form, call or text Ryan at 612-229-RYAN. Tell us the condition, your timing and what you need help deciding. We can arrange a walkthrough and explain the next steps without requiring a renovation first.
Ask Ryan directly. He's the licensed agent who'll walk the house and write the offer.
We put every option on the table and tell you which one wins, even when the answer is a lender and not us.